/* Finance Expert Saving — warm, clear, responsive styles */
:root {
  --ink: #15343a;
  --ink-strong: #102a30;
  --muted: #5c7173;
  --cream: #f6f5ef;
  --paper: #fffefa;
  --line: #dce5df;
  --teal: #237b74;
  --teal-dark: #155b57;
  --lime: #ddf27c;
  --coral: #f08362;
  --mint: #e4f1e9;
  --lavender: #eeeaf5;
  --shadow: 0 18px 48px rgba(19, 52, 58, .09);
  --radius: 24px;
  --bs-gutter-x: 1.5rem;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--cream);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, textarea, select { font: inherit; }
button, a, input, textarea, select { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid var(--coral); outline-offset: 3px; }

/* Bootstrap is loaded in each page; these small fallbacks keep the same
   Bootstrap column markup usable if a local preview has no network access. */
.container { width: min(100% - 2rem, 1160px); margin-inline: auto; }
.row { display: flex; flex-wrap: wrap; margin-top: calc(-1 * var(--bs-gutter-y, 0)); margin-right: calc(-.5 * var(--bs-gutter-x, 1.5rem)); margin-left: calc(-.5 * var(--bs-gutter-x, 1.5rem)); }
.row > * { flex-shrink: 0; width: 100%; max-width: 100%; padding-top: var(--bs-gutter-y, 0); padding-right: calc(.5 * var(--bs-gutter-x, 1.5rem)); padding-left: calc(.5 * var(--bs-gutter-x, 1.5rem)); }
.g-3 { --bs-gutter-x: 1rem; --bs-gutter-y: 1rem; }
.g-4 { --bs-gutter-x: 1.5rem; --bs-gutter-y: 1.5rem; }
.g-5 { --bs-gutter-x: 2rem; --bs-gutter-y: 2rem; }
.align-items-center { align-items: center; }
.justify-content-between { justify-content: space-between; }
.justify-content-center { justify-content: center; }
.text-center { text-align: center; }
.col-12 { width: 100%; }
.col-6 { width: 50%; }
@media (min-width: 576px) { .col-sm-6 { width: 50%; } }
@media (min-width: 768px) { .col-md-6 { width: 50%; } .col-md-4 { width: 33.333333%; } .col-md-3 { width: 25%; } }
@media (min-width: 992px) {
  .container { width: min(100% - 3rem, 1160px); }
  .col-lg-2 { width: 16.666667%; } .col-lg-3 { width: 25%; } .col-lg-4 { width: 33.333333%; }
  .col-lg-5 { width: 41.666667%; } .col-lg-6 { width: 50%; }
  .col-lg-7 { width: 58.333333%; } .col-lg-8 { width: 66.666667%; }
}
@media (min-width: 1200px) { .col-xl-4 { width: 33.333333%; } .col-xl-6 { width: 50%; } }

.skip-link {
  position: fixed; z-index: 1000; left: 1rem; top: -5rem; padding: .75rem 1rem;
  color: var(--ink); background: var(--lime); border-radius: 10px; font-weight: 750;
}
.skip-link:focus { top: 1rem; }

.top-note { padding: .46rem 1rem; color: rgba(255,255,255,.88); background: var(--ink-strong); text-align: center; font-size: .78rem; letter-spacing: .035em; }
.site-header { position: relative; z-index: 20; background: var(--paper); border-bottom: 1px solid rgba(21,52,58,.09); }
.nav-shell { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 1.3rem; }
.brand { display: inline-flex; align-items: center; gap: .68rem; min-width: max-content; color: var(--ink); text-decoration: none; font-weight: 800; letter-spacing: -.035em; line-height: 1.05; }
.brand-name { display: flex; flex-direction: column; font-size: 1rem; }
.brand-name small { margin-top: .24rem; font-size: .6rem; letter-spacing: .14em; text-transform: uppercase; color: var(--teal); font-weight: 800; }
.brand-mark { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 15px; background: var(--teal); color: var(--lime); }
.brand-mark svg { width: 25px; height: 25px; }
.nav-menu { display: flex; align-items: center; gap: clamp(.9rem, 1.7vw, 1.65rem); list-style: none; padding: 0; margin: 0; }
.nav-menu a { color: #425c5e; text-decoration: none; font-size: .88rem; font-weight: 700; transition: color .18s ease; }
.nav-menu a:hover, .nav-menu a[aria-current="page"] { color: var(--teal); }
.nav-actions { display: flex; align-items: center; gap: .75rem; }
.nav-toggle { display: none; width: 44px; height: 44px; padding: 10px; border: 1px solid var(--line); border-radius: 13px; background: transparent; color: var(--ink); cursor: pointer; }
.nav-toggle span { display: block; height: 2px; margin: 4px 0; border-radius: 2px; background: currentColor; transition: transform .2s ease; }

.button, .button-secondary, .button-light, .button-outline {
  display: inline-flex; align-items: center; justify-content: center; gap: .55rem; min-height: 48px;
  padding: .82rem 1.2rem; border: 1px solid transparent; border-radius: 999px; text-decoration: none;
  font-size: .91rem; line-height: 1.1; font-weight: 800; cursor: pointer; transition: transform .18s ease, background .18s ease, box-shadow .18s ease;
}
.button { color: var(--ink-strong); background: var(--lime); box-shadow: 0 8px 18px rgba(9,31,34,.12); }
.button:hover { background: #e8f89d; transform: translateY(-2px); color: var(--ink-strong); }
.button-secondary { color: #fff; background: var(--teal); }
.button-secondary:hover { background: var(--teal-dark); transform: translateY(-2px); color: #fff; }
.button-light { color: var(--ink); background: #fff; }
.button-light:hover { background: var(--lime); transform: translateY(-2px); color: var(--ink); }
.button-outline { border-color: rgba(255,255,255,.45); color: #fff; background: transparent; }
.button-outline:hover { color: var(--ink); background: #fff; transform: translateY(-2px); }
.button-sm { min-height: 42px; padding: .68rem 1rem; font-size: .84rem; }
.text-link { display: inline-flex; align-items: center; gap: .45rem; color: var(--teal-dark); text-decoration: none; font-weight: 800; }
.text-link:hover { gap: .7rem; color: var(--ink); }
.arrow { font-size: 1.1em; line-height: 1; }

.hero-home { position: relative; overflow: hidden; padding: clamp(4.8rem, 8vw, 7.3rem) 0 clamp(4.2rem, 7vw, 6.4rem); color: #fff; background: radial-gradient(circle at 85% 12%, rgba(62,133,120,.5), transparent 31%), linear-gradient(127deg, #11363b 0%, #17474a 54%, #155b57 100%); }
.hero-home::before, .hero-home::after { content: ""; position: absolute; border: 1px solid rgba(255,255,255,.1); border-radius: 50%; pointer-events: none; }
.hero-home::before { width: 580px; height: 580px; right: -270px; top: -260px; }
.hero-home::after { width: 420px; height: 420px; right: -190px; top: -180px; }
.hero-copy, .hero-visual-wrap { position: relative; z-index: 1; }
.eyebrow { display: inline-flex; align-items: center; gap: .55rem; margin: 0 0 1rem; color: var(--teal); font-size: .75rem; line-height: 1.3; font-weight: 900; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow-light { color: var(--lime); }
.eyebrow::before { content: ""; width: 19px; height: 2px; display: inline-block; background: currentColor; }
h1, h2, h3, h4, p { margin-top: 0; }
h1, h2, h3 { color: var(--ink); line-height: 1.12; letter-spacing: -.045em; }
.hero-home h1 { max-width: 650px; margin-bottom: 1.25rem; color: #fff; font-size: clamp(2.8rem, 5.4vw, 5.2rem); font-weight: 760; }
.hero-home h1 span { color: var(--lime); }
.hero-lead { max-width: 540px; margin-bottom: 1.7rem; color: rgba(255,255,255,.78); font-size: clamp(1rem, 1.4vw, 1.14rem); }
.hero-buttons { display: flex; flex-wrap: wrap; gap: .85rem; }
.hero-small-note { display: flex; align-items: center; gap: .6rem; margin-top: 1.5rem; color: rgba(255,255,255,.72); font-size: .83rem; }
.hero-small-note svg { width: 19px; color: var(--lime); flex: 0 0 auto; }
.hero-visual { position: relative; max-width: 480px; margin: 0 auto; padding: 1.25rem; border: 1px solid rgba(255,255,255,.3); border-radius: 32px; background: rgba(255,255,255,.11); box-shadow: 0 35px 75px rgba(7,25,29,.22); backdrop-filter: blur(8px); }
.hero-dashboard { overflow: hidden; padding: clamp(1.2rem, 3vw, 2rem); border-radius: 23px; color: var(--ink); background: var(--paper); }
.dash-top { display: flex; align-items: center; justify-content: space-between; gap: 1rem; margin-bottom: 1.55rem; }
.dash-label { display: block; color: var(--muted); font-size: .75rem; font-weight: 700; }
.dash-title { display: block; margin-top: .15rem; font-size: 1.05rem; font-weight: 850; }
.dash-badge { display: inline-flex; align-items: center; gap: .35rem; padding: .42rem .62rem; border-radius: 999px; color: #21584e; background: var(--mint); font-size: .69rem; font-weight: 800; white-space: nowrap; }
.dash-value { margin-bottom: .2rem; font-family: Georgia, serif; font-size: clamp(2.25rem, 4vw, 3.3rem); line-height: 1; letter-spacing: -.055em; }
.dash-caption { color: var(--muted); font-size: .78rem; }
.chart { display: flex; align-items: end; gap: 9px; height: 120px; margin: 1.45rem 0 1rem; padding: 0 .5rem; border-bottom: 1px solid #e3ebe4; background: repeating-linear-gradient(to bottom, transparent 0, transparent 29px, rgba(21,52,58,.06) 30px); }
.chart span { flex: 1; min-width: 10px; height: var(--h); border-radius: 8px 8px 2px 2px; background: #add6bf; }
.chart span:nth-child(3n) { background: var(--teal); }
.chart span:nth-child(4n) { background: #f3a082; }
.dash-bottom { display: flex; justify-content: space-between; gap: 1rem; color: var(--muted); font-size: .75rem; }
.dash-bottom strong { color: var(--ink); font-size: .79rem; }
.floating-note { position: absolute; display: flex; align-items: center; gap: .65rem; padding: .76rem .95rem; border-radius: 16px; color: var(--ink); background: #fff; box-shadow: var(--shadow); font-size: .78rem; font-weight: 800; }
.floating-note small { display: block; color: var(--muted); font-size: .67rem; font-weight: 600; }
.note-icon { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 11px; color: var(--ink); background: var(--lime); }
.note-one { left: -28px; bottom: 15%; }
.note-two { right: -23px; top: 13%; }

.trust-strip { padding: 1.15rem 0; background: #fffefa; border-bottom: 1px solid var(--line); }
.trust-items { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: .75rem clamp(1.3rem, 4vw, 4rem); color: var(--muted); font-size: .83rem; font-weight: 750; }
.trust-items span { display: inline-flex; align-items: center; gap: .48rem; }
.trust-items svg { width: 17px; height: 17px; color: var(--teal); }
.section { padding: clamp(4rem, 7vw, 6.25rem) 0; }
.section-paper { background: var(--paper); }
.section-mint { background: #eaf3ed; }
.section-dark { color: #fff; background: var(--ink-strong); }
.section-heading { max-width: 680px; margin-bottom: 2.4rem; }
.section-heading h2 { margin-bottom: .85rem; font-size: clamp(2rem, 3.6vw, 3.35rem); font-weight: 770; }
.section-heading p { margin-bottom: 0; color: var(--muted); font-size: 1.02rem; }
.section-dark h2, .section-dark h3 { color: #fff; }
.section-dark .section-heading p { color: rgba(255,255,255,.69); }
.section-heading-center { margin-inline: auto; text-align: center; }
.section-heading-center .eyebrow { justify-content: center; }

.service-card, .blog-card, .value-card, .step-card { height: 100%; border: 1px solid rgba(21,52,58,.08); border-radius: var(--radius); background: #fff; box-shadow: 0 8px 28px rgba(21,52,58,.035); transition: transform .22s ease, box-shadow .22s ease; }
.service-card:hover, .blog-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.service-image { overflow: hidden; margin: 12px 12px 0; border-radius: 17px; background: var(--mint); }
.service-image img { width: 100%; aspect-ratio: 1.83 / 1; object-fit: cover; }
.service-content { padding: 1.3rem 1.35rem 1.45rem; }
.service-content h3 { margin-bottom: .55rem; font-size: 1.3rem; font-weight: 800; }
.service-content p { min-height: 5.2rem; margin-bottom: 1rem; color: var(--muted); font-size: .92rem; }
.service-link { padding: 0; border: 0; color: var(--teal-dark); background: transparent; font-size: .86rem; }

.split-panel { overflow: hidden; position: relative; padding: clamp(2rem, 5vw, 4rem); border-radius: 30px; color: #fff; background: var(--teal-dark); }
.split-panel h2 { max-width: 500px; margin-bottom: 1rem; color: #fff; font-size: clamp(2rem, 3.7vw, 3.1rem); }
.split-panel p { max-width: 550px; color: rgba(255,255,255,.76); }
.split-panel .button { margin-top: .65rem; }
.split-panel-art { position: relative; min-height: 270px; height: 100%; display: grid; place-items: center; }
.orbit { position: absolute; width: 250px; height: 250px; border: 1px solid rgba(255,255,255,.25); border-radius: 50%; }
.orbit::before, .orbit::after { content: ""; position: absolute; inset: 22px; border: 1px solid rgba(255,255,255,.17); border-radius: 50%; }
.orbit::after { inset: 48px; }
.orbit-dot { position: absolute; top: 18%; right: 14%; width: 21px; height: 21px; border-radius: 50%; background: var(--lime); box-shadow: 0 0 0 8px rgba(221,242,124,.13); }
.plan-card { z-index: 1; width: min(100%, 245px); padding: 1.35rem; border-radius: 20px; color: var(--ink); background: #fff; box-shadow: 0 20px 45px rgba(6,31,31,.25); transform: rotate(-4deg); }
.plan-card small { color: var(--muted); font-size: .7rem; font-weight: 750; letter-spacing: .08em; text-transform: uppercase; }
.plan-card strong { display: block; margin: .55rem 0 .9rem; font-size: 1.18rem; }
.plan-progress { height: 10px; overflow: hidden; border-radius: 99px; background: #e6ede7; }
.plan-progress span { display: block; width: 68%; height: 100%; border-radius: inherit; background: var(--teal); }
.plan-row { display: flex; justify-content: space-between; margin-top: .7rem; color: var(--muted); font-size: .72rem; }

.steps-grid { counter-reset: step; }
.step-card { padding: 1.6rem; border-color: var(--line); background: rgba(255,255,255,.73); box-shadow: none; }
.step-num { display: grid; place-items: center; width: 44px; height: 44px; margin-bottom: 1.35rem; border-radius: 14px; color: var(--ink); background: var(--lime); font-weight: 900; }
.step-card h3 { margin-bottom: .6rem; font-size: 1.18rem; }
.step-card p { margin-bottom: 0; color: var(--muted); font-size: .91rem; }
.testimonial-card { height: 100%; padding: 1.55rem; border: 1px solid rgba(255,255,255,.12); border-radius: 20px; background: rgba(255,255,255,.075); }
.quote-mark { display: block; margin-bottom: .65rem; color: var(--lime); font-family: Georgia, serif; font-size: 2.6rem; line-height: .8; }
.testimonial-card blockquote { margin: 0 0 1.35rem; color: rgba(255,255,255,.9); font-size: .98rem; line-height: 1.65; }
.testimonial-card cite { color: var(--lime); font-style: normal; font-size: .87rem; font-weight: 850; }

.blog-card { overflow: hidden; }
.blog-image { overflow: hidden; background: var(--lavender); }
.blog-image img { width: 100%; aspect-ratio: 1.78 / 1; object-fit: cover; transition: transform .35s ease; }
.blog-card:hover .blog-image img { transform: scale(1.035); }
.blog-content { padding: 1.35rem 1.4rem 1.55rem; }
.blog-content h3 { margin-bottom: .7rem; font-size: 1.22rem; line-height: 1.25; }
.blog-content h3 a { color: var(--ink); text-decoration: none; }
.blog-content h3 a:hover { color: var(--teal); }
.blog-content p { min-height: 4.6rem; margin-bottom: 1.1rem; color: var(--muted); font-size: .9rem; }
.blog-read { color: var(--teal-dark); font-size: .83rem; font-weight: 850; text-decoration: none; }

.newsletter-panel { position: relative; overflow: hidden; padding: clamp(2.2rem, 5vw, 4rem); border-radius: 30px; background: var(--lime); }
.newsletter-panel::after { content: ""; position: absolute; right: -35px; bottom: -140px; width: 320px; height: 320px; border: 1px solid rgba(21,52,58,.18); border-radius: 50%; box-shadow: 0 0 0 32px rgba(21,52,58,.035), 0 0 0 70px rgba(21,52,58,.03); }
.newsletter-content { position: relative; z-index: 1; max-width: 680px; }
.newsletter-panel h2 { margin-bottom: .75rem; font-size: clamp(2rem, 4vw, 3.15rem); }
.newsletter-panel p { max-width: 580px; margin-bottom: 1.25rem; color: #3f5c50; }
.newsletter-actions { display: flex; flex-wrap: wrap; gap: .75rem; }
.newsletter-actions .button-secondary { color: #fff; background: var(--ink); }
.newsletter-actions .button-secondary:hover { background: var(--teal-dark); }

/* Inner-page mastheads */
.page-hero { position: relative; overflow: hidden; padding: clamp(3.7rem, 6.5vw, 5.8rem) 0; color: #fff; background: radial-gradient(circle at 92% 0%, rgba(69,138,123,.5), transparent 34%), linear-gradient(125deg, #11363b, #155b57); }
.page-hero::after { content: ""; position: absolute; right: -7rem; bottom: -11rem; width: 350px; height: 350px; border: 1px solid rgba(255,255,255,.18); border-radius: 50%; box-shadow: 0 0 0 36px rgba(255,255,255,.035), 0 0 0 78px rgba(255,255,255,.025); }
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { max-width: 850px; margin: 0 0 .9rem; color: #fff; font-size: clamp(2.45rem, 5.2vw, 4.7rem); font-weight: 780; }
.page-hero p { max-width: 670px; margin-bottom: 0; color: rgba(255,255,255,.78); font-size: 1.08rem; }
.breadcrumbs { display: flex; flex-wrap: wrap; gap: .5rem; align-items: center; margin-bottom: 1.2rem; color: rgba(255,255,255,.63); font-size: .8rem; }
.breadcrumbs a { text-decoration: none; }
.breadcrumbs a:hover { color: var(--lime); }
.breadcrumbs .crumb-sep { opacity: .6; }
.page-lede { max-width: 720px; margin: 0 auto 2.5rem; text-align: center; color: var(--muted); font-size: 1.04rem; }

.value-card { padding: 1.7rem; border-color: var(--line); box-shadow: none; }
.value-icon { display: grid; place-items: center; width: 49px; height: 49px; margin-bottom: 1.25rem; border-radius: 15px; color: var(--teal-dark); background: var(--mint); }
.value-icon svg { width: 25px; height: 25px; }
.value-card h3 { margin-bottom: .6rem; font-size: 1.16rem; }
.value-card p { margin-bottom: 0; color: var(--muted); font-size: .91rem; }
.callout { padding: 1.4rem 1.55rem; border-left: 4px solid var(--coral); border-radius: 0 14px 14px 0; color: #3f5e5e; background: #fff; }
.callout p:last-child { margin-bottom: 0; }

.contact-layout { align-items: flex-start; }
.contact-card, .form-card { padding: clamp(1.4rem, 3vw, 2rem); border: 1px solid var(--line); border-radius: 24px; background: #fff; box-shadow: 0 8px 28px rgba(21,52,58,.035); }
.contact-card h2, .form-card h2 { margin-bottom: .7rem; font-size: 1.55rem; }
.contact-card > p, .form-card > p { color: var(--muted); }
.contact-detail { display: flex; gap: .85rem; margin-top: 1.3rem; }
.detail-icon { display: grid; flex: 0 0 auto; place-items: center; width: 42px; height: 42px; border-radius: 13px; color: var(--teal-dark); background: var(--mint); }
.detail-icon svg { width: 20px; height: 20px; }
.contact-detail strong { display: block; margin: .05rem 0 .12rem; font-size: .9rem; }
.contact-detail a, .contact-detail span { color: var(--muted); font-size: .9rem; text-decoration: none; }
.contact-detail a:hover { color: var(--teal-dark); text-decoration: underline; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-field { margin-bottom: 1rem; }
.form-field-full { grid-column: 1 / -1; }
.form-field label { display: block; margin-bottom: .38rem; color: var(--ink); font-size: .86rem; font-weight: 780; }
.form-field input, .form-field textarea, .form-field select { width: 100%; min-height: 49px; padding: .76rem .9rem; border: 1px solid #cfdcd5; border-radius: 12px; color: var(--ink); background: #fff; transition: border .18s, box-shadow .18s; }
.form-field textarea { min-height: 142px; resize: vertical; }
.form-field input:focus, .form-field textarea:focus, .form-field select:focus { outline: 0; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(35,123,116,.13); }
.form-checkline { display: flex; align-items: flex-start; gap: .65rem; margin: .3rem 0 1.1rem; color: var(--muted); font-size: .83rem; }
.form-checkline input { flex: 0 0 auto; width: 17px; height: 17px; margin-top: .2rem; accent-color: var(--teal); }
.form-checkline a { color: var(--teal-dark); }
.form-status { min-height: 1.5rem; margin: .9rem 0 0; font-size: .88rem; font-weight: 700; }
.form-status.success { color: #17624c; }
.form-status.error { color: #a8402a; }
.form-note { margin: 1rem 0 0; color: var(--muted); font-size: .78rem; }

.article-wrap { padding: clamp(3rem, 6vw, 5.5rem) 0; }
.article-header { max-width: 850px; margin: 0 auto 2.2rem; }
.article-header h1 { margin: 0 0 1rem; font-size: clamp(2.3rem, 4.8vw, 4.2rem); font-weight: 780; }
.article-intro { color: var(--muted); font-size: 1.15rem; }
.article-cover { overflow: hidden; max-width: 930px; margin: 0 auto 2.4rem; border-radius: 26px; background: var(--mint); }
.article-cover img { width: 100%; aspect-ratio: 2.4 / 1; object-fit: cover; }
.article-copy { max-width: 760px; margin-inline: auto; }
.article-copy p { margin-bottom: 1.35rem; color: #405a5b; font-size: 1.04rem; line-height: 1.9; }
.article-copy h2 { margin: 2.1rem 0 .7rem; font-size: 1.45rem; }
.article-end { max-width: 760px; margin: 2.3rem auto 0; padding-top: 1.6rem; border-top: 1px solid var(--line); }
.article-end p { color: var(--muted); }

.legal-copy { max-width: 850px; margin-inline: auto; }
.legal-copy h2 { margin: 2rem 0 .6rem; font-size: 1.36rem; }
.legal-copy p, .legal-copy li { color: #4f6869; font-size: .96rem; }
.legal-copy ul { padding-left: 1.2rem; }
.legal-copy li { margin-bottom: .45rem; }
.legal-alert { padding: 1.1rem 1.25rem; border-radius: 14px; color: #445c5d; background: var(--mint); font-size: .89rem; }

.site-footer { padding: 3.6rem 0 1.25rem; color: rgba(255,255,255,.78); background: #102a30; }
.footer-top { padding-bottom: 2.4rem; }
.footer-brand { color: #fff; }
.footer-brand .brand-name small { color: var(--lime); }
.footer-brand .brand-mark { color: var(--ink); background: var(--lime); }
.footer-intro { max-width: 330px; margin: 1.2rem 0 1.1rem; color: rgba(255,255,255,.65); font-size: .89rem; }
.footer-address { color: rgba(255,255,255,.72); font-size: .84rem; line-height: 1.8; }
.footer-address a { color: inherit; text-decoration: none; }
.footer-address a:hover { color: var(--lime); }
.footer-col h2 { margin: .2rem 0 1.05rem; color: #fff; font-size: .86rem; letter-spacing: .11em; text-transform: uppercase; }
.footer-links { display: grid; gap: .55rem; list-style: none; margin: 0; padding: 0; }
.footer-links a { color: rgba(255,255,255,.7); text-decoration: none; font-size: .86rem; }
.footer-links a:hover { color: var(--lime); }
.footer-legal { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: .75rem 2rem; padding-top: 1.15rem; border-top: 1px solid rgba(255,255,255,.13); color: rgba(255,255,255,.54); font-size: .76rem; }
.footer-legal p { margin: 0; }
.footer-legal-links { display: flex; flex-wrap: wrap; gap: 1.1rem; }
.footer-legal-links a { color: inherit; text-decoration: none; }
.footer-legal-links a:hover { color: var(--lime); }
.disclaimer-note { max-width: 820px; margin: 1.5rem 0 0; color: rgba(255,255,255,.5); font-size: .73rem; }

.back-top { position: fixed; z-index: 9; right: 1.2rem; bottom: 1.2rem; display: grid; place-items: center; width: 45px; height: 45px; border: 0; border-radius: 15px; color: var(--ink); background: var(--lime); box-shadow: 0 8px 22px rgba(16,42,48,.2); text-decoration: none; opacity: 0; pointer-events: none; transform: translateY(8px); transition: .2s ease; }
.back-top.visible { opacity: 1; pointer-events: auto; transform: translateY(0); }

@media (max-width: 991.98px) {
  .nav-shell { min-height: 74px; }
  .nav-toggle { display: block; order: 3; }
  .nav-actions { margin-left: auto; }
  .desktop-cta { display: none; }
  .nav-menu { position: absolute; top: 100%; left: 0; right: 0; display: none; align-items: stretch; gap: 0; padding: .55rem 1.2rem 1rem; border-bottom: 1px solid var(--line); background: var(--paper); box-shadow: 0 20px 25px rgba(16,42,48,.08); }
  .nav-menu.is-open { display: flex; flex-direction: column; }
  .nav-menu li a { display: block; padding: .83rem .45rem; border-bottom: 1px solid rgba(21,52,58,.06); }
  .nav-menu li:last-child a { border: 0; }
  .hero-home { padding-top: 4.4rem; }
  .hero-visual { max-width: 550px; }
  .note-one { left: -8px; }
  .note-two { right: -8px; }
}
@media (max-width: 767.98px) {
  .top-note { font-size: .7rem; }
  .section { padding: 3.65rem 0; }
  .hero-home { padding: 3.7rem 0 4rem; }
  .hero-home h1 { font-size: clamp(2.65rem, 11vw, 4rem); }
  .hero-visual-wrap { padding: .25rem .45rem; }
  .floating-note { font-size: .72rem; }
  .note-one { left: -4px; bottom: 8%; }
  .note-two { right: -3px; top: 8%; }
  .section-heading { margin-bottom: 1.8rem; }
  .split-panel { padding: 2rem 1.4rem; }
  .split-panel-art { min-height: 235px; }
  .form-grid { grid-template-columns: 1fr; gap: 0; }
  .form-field-full { grid-column: auto; }
  .footer-col { margin-top: .5rem; }
}
@media (max-width: 480px) {
  .container { width: min(100% - 1.35rem, 1160px); }
  .brand-mark { width: 38px; height: 38px; border-radius: 13px; }
  .brand-name { font-size: .9rem; }
  .brand-name small { font-size: .55rem; }
  .hero-buttons .button { width: 100%; }
  .dash-bottom { font-size: .67rem; }
  .floating-note { padding: .6rem .7rem; }
  .note-one { left: -11px; }
  .note-two { right: -10px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}